Banana Farm

The Banana Farm is the core of every economy strategy in Bloons TD 6. A farm costs money now and pays you back over the following rounds, so the key questions are when to buy, which path to take, and when to stop farming and spend on defense.

Best crosspaths

2-0-3 Marketplace

Marketplace pays out cash automatically every round, so you never need to collect bananas. The top path crosspath increases the number of payouts. This is the most popular "set and forget" farm.

2-0-4 Central Market

Central Market raises each Marketplace payout from $20 to $70, which is a big jump in income. Increased Production and Greater Production each add more payouts, so 2-0-4 is the standard crosspath.

3-2-0 Banana Plantation

16 bunches per round, worth 25% more with Valuable Bananas. Very strong income if you are willing to collect bananas, and a stepping stone to Banana Research Facility.

4-2-0 Banana Research Facility

Produces 5 crates worth $300 each, plus 25% with Valuable Bananas. One of the best income upgrades for its price.

2-3-0 or 0-3-2 Monkey Bank

Monkey Bank stores cash inside the farm, adds interest at the end of each round, and lets you withdraw whenever you want. It is strong when you can leave the money to grow for a few rounds. With Banana Salvage (0-3-2) the bank empties itself automatically when it is full.

0-4-2 or 2-4-0 IMF Loan

IMF Loan's ability gives you a large sum immediately, with an equal amount of debt that is repaid from your future income. Use it when you need a big upgrade right now, for example to buy a tier 5 a few rounds early.

Tier 5 options

Banana Central (5-x-x) produces very valuable crates, Monkey-Nomics (x-5-x) gives a debt-free cash ability, and Monkey Wall Street (x-x-5) adds a large payment and 15 lives every round.

Early game

In income modes, the usual plan is to build a cheap defense that can hold the next few rounds, then buy farms with every spare dollar. A farm bought early has more rounds to pay back its cost, so earlier farms are worth more.

Collect bananas as they drop, or buy the bottom path early if you do not want to click. EZ Collect and Banana Salvage are cheap and make sure you do not lose value from spoiled bananas.

Mid game

From the 20s to the 40s, keep upgrading farms where it makes sense:

• Marketplaces: turn existing farms into 2-0-3 Marketplaces, then 2-0-4 Central Markets as cash allows.
• Plantations and Research Facilities: if you collect manually, 3-2-0 and 4-2-0 give more per dollar.
• Banks: a few 2-3-0 Monkey Banks work well if you are comfortable waiting to withdraw.

At the same time, do not let your defense fall behind. A leak costs lives, and in Impoppable you have very few to spare.

When to stop farming

A farm has to pay back its cost before it makes a profit. The later in the game you buy one, the fewer rounds it has to do that. In a standard game to round 100, most players stop buying new farms somewhere in the 60s or 70s and switch their income into damage. In boss events and freeplay, farming for longer can be worth it.

Farming in boss events

Boss events reward a strong economy more than any other mode, because the boss keeps getting tougher and you need expensive towers or a Paragon to finish it. Most boss strategies build several farms in the first rounds, often with Benjamin, and convert them into Marketplaces, Central Markets or Banana Research Facilities as soon as possible. Some players also use Monkey Banks with IMF Loan to buy a key tier 5 a few rounds earlier than they otherwise could. Since boss tiers punish slow setups, getting your economy going in the first ten rounds matters a lot.

Late game

Late in the game, farms either keep paying for your defense or get sold. Banana Central and Monkey Wall Street are strong in long games and freeplay. Selling farms gives you a burst of cash for a final round, and Banana Salvage and Favored Trades from a Merchantman increase sell value.

Banana Farm in CHIMPS

Banana Farms cannot be used in CHIMPS, because income is disabled in that mode. Play a no-farm strategy and rely on pop income and end-of-round cash. For farming walkthroughs in other modes, see our videos on the BTD6 Master YouTube channel.

Best heroes and tower combos

• Benjamin: the money hero. He earns cash every round, boosts Monkey Banks and is one of the best heroes for farm-heavy games and boss events.
• Monkey Village: Monkey City (x-x-4) increases income from income-producing towers in its range, and Monkeyopolis takes it further.
• Druid: Jungle's Bounty earns extra cash for every Banana Farm in its range.
• Monkey Buccaneer: Merchantmen are another income tower that works on water maps.

Tier 5 upgrades: are they worth it?

Banana Central (5-x-x). Huge income, but expensive. Worth it in freeplay, boss events and long games.

Monkey-Nomics (x-5-x). A large debt-free cash ability. Strong in long games, but the cost takes many rounds to recover.

Monkey Wall Street (x-x-5). Strong passive income plus 15 lives each round. Good in long runs and boss events.

Common mistakes

• Buying farms too late. A farm bought in the 70s may never pay for itself.
• Letting bananas spoil. Collect them or use the bottom path.
• Over-farming. Too many farms with too little defense leads to leaks.
• Buying farms in CHIMPS. You cannot; plan a no-income strategy.

Frequently asked questions

What is the best Banana Farm path?

2-0-4 Central Market for automatic income, 4-2-0 Banana Research Facility if you collect manually, and 2-3-0 Monkey Bank if you can let interest build up.

How much money does a Banana Farm make?

A base farm makes $80 per round. Banana Plantation makes $320, Banana Research Facility $1,500 (more with Valuable Bananas), and higher tiers much more.

Do I have to collect bananas?

Yes, unless you buy the bottom path. Bananas spoil after 15 seconds. EZ Collect gives half value for spoiled bananas, Banana Salvage collects spoiled bananas automatically, and Marketplace pays out cash directly with no collecting at all.

Can you use Banana Farms in CHIMPS?

No. Income towers like the Banana Farm are disabled in CHIMPS.

When should I stop buying Banana Farms?

In a game to round 100, most players stop buying new farms in the 60s or 70s, because later farms do not have enough rounds left to pay back their cost.

Does the Banana Farm have a Paragon?

No, the Banana Farm has no Paragon.