You don’t need Banana Farms to generate huge amounts of cash in BTD6. Whether you’re playing CHIMPS, challenge runs, or want alternative income strategies, there are several powerful ways to farm money without relying on traditional farms. Here are the best and most consistent methods.
Use Merchantmen and Favored Trades for Steady Passive Income
One of the strongest non-farm money strategies is a fleet of Merchantmen (0-0-4) and later Favored Trades (0-0-5).
They give:
- Consistent income every round
- Extra value when selling towers
- Great stacking potential on water-heavy maps
A lake filled with Merchantmen can outperform low-level farms easily.
Use Bloon Traps for Massive Early-Game Cash
The Engineer 1-4-0 Bloon Trap is one of the fastest money generators in the game.
It earns money every time:
- Bloons enter the trap
- The trap is collected
Place it at the start of the path for maximum value.
This method outscales farms early and stays strong until mid-game.
Run Rubber to Gold and Bloon Master Alchemist
The Alchemist 4-0-2 (Rubber to Gold) coats bloons, giving cash for each bloon hit while affected.
When paired with a strong attack tower, it becomes a passive income machine.
Add Bloon Master Alchemist (5-0-0) and you gain even more value from:
- MOAB conversions
- Additional spawned bloons
This setup works especially well on long-path maps.
Make Use of Marine Income with the Beast Handler
The Beast Handler Orca and Megalodon can earn great money through:
- Bloon cleanup efficiency
- Extra income pops in long rounds
Not a direct money tower, but their bloon control indirectly increases overall profit.
Monkey Village (Middle Path) for Extra Money From Pops
Monkey Town (2-3-0) grants +50% cash per pop, and Monkey City (2-4-0) increases it further.
Pair it with high-pierce towers like:
- Tac Zone
- Sun Avatar
- Bloon Area Denial System
- Plasma Accelerator
This turns every popped bloon into more cash, especially on high-round plays.
Use Hero-Based Money: Benjamin, Geraldo, and Sauda (Late Game)
Benjamin:
- Passive income every round
- Bloon Trojan gives free money by deleting bloons entirely
Geraldo:
- Genie bottles provide free bloon popping
- Strong scaling with Town discounts
Sauda (late-game maps):
Not a money hero, but her blades clear early waves so efficiently that you save cash for your economy.
Utilize Monkey Pirates for MOAB Farming
Monkey Pirates (0-4-0 Buccaneer) lets you instantly destroy MOAB-class bloons for free.
This indirectly increases income by saving tower costs and popping bloons faster.
Use Druid Farming (Hard Mode Favorite)
Druids (0-2-3) give extra money for bloons leaking when combined with a Life Buffering strategy.
With a Village, you can farm:
- Tons of early-game cash
- Mid-game transitions into powerful builds
This method requires controlled leaks but scales well.
Use Tech Bot-Boosted Abilities for Burst Money
Some towers generate spiked money when ability-spammed:
- Boat Farm via Pirate Lord
- Bloon Trap cycling
- Alchemist Rubber to Gold refresh
Using a Tech Bot ensures perfect timing, maximizing output.
Final Tips for Non-Farm Money Maxing
- Prioritize towers with strong crowd control to maximize pop income.
- Use early-game cash makers like Bloon Trap for fast scaling.
- Rely on Merchantmen and Village pop bonuses for long-term consistency.
- Add Benjamin whenever possible for passive gains.
With these methods, you can reach high-income strategies without planting a single Banana Farm.